Daily 08:00 schedule → read Clients → flag active clients whose
renewal_date is due (14/7/3/1/0 days out or overdue) → Telegram
summary → log to Activity Log. Quiet on days with nothing due.
Verified end-to-end via CLI run against a seeded due client.
Co-Authored-By: Claude Opus 4.8 <noreply@anthropic.com>
